Aged Care Planning

Navigate aged care with financial clarity and peace of mind

Planning for aged care is not just securing a place

It’s about ensuring financial stability, protecting your assets, and providing peace of mind for you and your loved ones.

At 4Front, we understand the complexities of aged care decisions and offer personalized guidance every step of the way, so you can approach this important transition with confidence and clarity.

Our Solutions for a Stress-Free Aged Care Journey

Assessment of Financial Position

We conduct a thorough analysis of your current financial situation, including assets, income, and expenses, to provide a clear picture of your capacity to fund aged care.

Cash Flow Management

Effective cash flow management ensures that you can meet ongoing aged care expenses without compromising your lifestyle. We assist in budgeting and planning to maintain financial stability.

Government Support Guidance

Understanding and accessing government support can significantly reduce aged care costs. We guide you through the eligibility criteria and application processes for subsidies and pensions.

How does 4Front help you Manage your Aged Care Planning?

Personalised Financial Strategies

Our team collaborates with you to prepare tailored financial plans that align with your specific needs and goals, and balances care costs with long-term financial sustainability. We will help you understand various aged care options and government concessions and restructure your assets to ensure a comfortable transition into aged care.

Comprehensive Understanding of Aged Care Costs

Navigating the various fees and charges associated with aged care can be overwhelming. We provide clarity on costs such as accommodation payments, daily care fees, and means-tested fees, helping you make informed decisions.

Asset Restructuring and Estate Planning

We assess your asset portfolio and guide you in restructuring assets to improve Centrelink entitlements, minimise care fees, and maximise your retirement savings.

Centrelink Advice

Navigating Centrelink’s rules and assessments requires careful planning. We will guide you with income and asset assessments, file forms and manage the application process and ensure your finances are structured to maximise your entitlements for aged care support.

Estate Planning

We will understand your wishes and help implement strategies to ensure the tax-conscious distribution and transfer of assets for future generations.

Our approach

The 4Front Approach

Initial Consultation

We begin with a compassionate discussion to understand your needs, preferences, and concerns regarding aged care.

Financial Analysis

Our team evaluates your financial landscape to identify opportunities and challenges.

Statement of Advice

With a clear understanding of your goals and preferences, we craft a personalised plan that encompasses funding options, asset management, and estate planning.

Continuous Support

We assist in implementing the recommended plan considering your circumstances...

Ongoing Review

If your circumstances change, we can review and adjust your plan to ensure it remains aligned with your goals.

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At 4Front, we understand that navigating aged care can be overwhelming, both emotionally and financially. That’s why we provide clear, tailored guidance to help families make informed decisions with confidence. From assessing financial positions and structuring assets to maximizing government support and Centrelink entitlements, we ensure a smooth transition into aged care. Our expertise in estate planning and ongoing financial management gives families peace of mind, knowing their loved ones are cared for while their financial future remains secure.

Ready to Take the Next Step?

Whether you’re scaling your business, planning for the future, or managing tax obligations, we’re here to help you plan, grow, and succeed.

Get started today!

4Front Financial Planning Pty Ltd is an authorised representative of Count Financial Limited ABN 19 001 974 625 holder of Australian financial services licence number 227232 (“Count”). 
Count is owned by Count Limited ABN 111 26 990 832 of GPO Box 1453, Sydney NSW 2001. 
Count Limited is listed on the Australian Stock Exchange.

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